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Costs and Billing
Costs
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The actual cost of studying abroad will depend on the location and on the program with which you study. There are some fixed costs, however, that you can readily compare. Foremost among these will be the costs for tuition, room, and board (often collectively known as "program costs" because these are expenses for which you will be billed).
IWU has a home-school tuition policy, which means that students studying abroad pay the regular IWU tuition (unless the study abroad tuition is higher, in which case the student pays that higher cost). Students do not, however, pay IWU room and board fees; rather, they pay the room and board costs of the program. (The exceptions to this policy are students participating in the IWU Madrid and IWU London programs; those students pay IWU tuition, room, and board.) Your program provider’s Web site will provide you with a current breakdown of program costs. |
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In addition to these fixed program costs, there are a number of other expenses you need to consider when planning to study abroad. These expenses -- often called "expected costs" or "anticipated costs" -- will not be billed to you by the program but are rather items that you will need to cover on your own, either before you depart or as you are living abroad. Among the expenses you might expect are the following:
- An application fee
- Passport and visa fees
- Medical examination and immunizations
- Additional insurance
- International Student ID Card (ISIC)
- Round-trip airfare from the United States to your host country
- Ground transportation on site
- Books and other supplies
- Additional meals (if the program costs do not provide for three meals a day)
- Optional travel expenses (for personal travel or participation in an optional program excursion)
- Cell phone rental and usage fees
- International calling card
- Computer fees
- Postage
- Gifts if staying with a host family
- Personal expenses (toiletries, laundry, etc.)
Your program provider’s Web site should offer a list of expected costs for the location to which you will be traveling. In addition, it’s useful to talk with recently returned students or faculty to get a sense of the “real” costs. And, of course, as part of you early pre-departure research, you should look into currency exchange rates and any fees that your bank or credit card companies charge for international transactions (see the Money Matters section).
Deposits
Students are responsible for submitting any deposits specified directly to their program by the published deadline.
Billing
Tuition for your study abroad program will be billed through IWU using the regular billing cycle. Room and board costs, however, are not usually billed through IWU (except for the Pembroke, IWU London, and IWU Madrid programs). Rather, those costs will be billed directly to you (or your parents) by your study abroad program. Therefore, you should anticipate receiving two bills for studying abroad, but they will be for different charges.
IWU London and IWU Madrid Program Billing
A $1,000 non-refundable deposit is required to secure a student's place on either IWU London or IWU Madrid programs. This deposit will be credited toward the student's final bill. IWU will issue a bill of tuition, room, and board, plus a program fee (approx. $4,000). The program fee covers airfare, a meal stipend, group excursions and admissions, ground transportation, and other expenses.
Pembroke Billing
Pembroke College tuition and room charges are billed through the IWU account. Board is billed through Pembroke.